Patient Profiles

Out-of-Pocket Cost Burden

View the patient stories below to learn how many individuals struggle to meet their health care costs within the exchange program.

Health insurance exchange plans may require burdensome upfront costs to access needed medicines. If a patient can’t afford to pay out of pocket, they are often forced to go without. Browse our Patient Profiles for information on understanding health insurance and getting the facts you need to choose the plan that is best for you and your family.

  • Mental Health

    Chloe is a 35-year-old woman living in California. She makes $1,653.25 per month at her job as a retail clerk. Chloe also suffers from bipolar affective disorder.

  • Rheumatoid Arthritis

    Rebecca is a 53-year-old woman living in Florida. She is a daycare worker and also suffers from rheumatoid arthritis. Learn more about her health coverage experience.

  • Human Immunodeficiency Virus (HIV)

    Tom is a 45-year-old man living in Washington State. He manages a small dog-walking business, through which he makes $3,667 per month. Tom has also been diagnosed with HIV.